Legal

Important information for US Persons

The offering, sale and/or distribution of many of the products or services described on this website is not intended in any jurisdiction to any person to whom it is unlawful to make such an offer, sale and/or distribution, including the United States. If you intend to obtain any product or service from Petrus Private Bank Limited that is described on this web site, you must first inform Petrus Private Bank Limited whether you are a US Person or if you would not be allowed to obtain such products or services from Petrus Private Bank Limited in your home jurisdiction.

This website and its respective contents do not constitute an offer or invitation to purchase or subscribe for any securities or a solicitation of any offer to sell any securities to US Persons. Any brokerage and investment advisory services described herein are not intended for US Persons. Furthermore, any solicitation on this web site of banking services (including accepting and/or soliciting deposits), insurance services, mortgage and/or consumer lending services or credit card services is not intended for US Persons.

“US Persons” are generally defined as a natural person, residing in the United States or any entity organized or incorporated under the laws of the United States. US Citizens living abroad may also be deemed “US Persons” under certain rules.

Neither Petrus Private Bank Limited nor any of its affiliates accepts any liability whatsoever for any loss howsoever arising from any use of this website or its respective contents or otherwise arising in connection therewith. Petrus Private Bank Limited cannot be held responsible for any damages or losses that occur from transactions and/or services in violation of the relevant rules of the purchaser’s home jurisdiction.

Legal terms and conditions

Please read these legal terms and conditions carefully. By accessing the world wide web internet site of Petrus Private Bank Limited, you agree to be bound by the legal terms and conditions set forth below. If you do not agree to these legal terms and conditions, please do not access this site.

These legal terms and conditions set forth the entire agreement between Petrus Petrus Private Bank Limited, a Saint Lucia licensed and regulated bank (collectively with all of its subsidiaries and affiliates, “Petrus Private Bank Limited”) and any party or parties (“you” or “your”) accessing or using this world wide web internet site (this “site”). Petrus Private Bank Limited reserves the right to revise these legal terms and conditions at any time by updating this posting, and such revision will be in effect as of the time the revised legal terms and conditions are posted.

No warranties

Petrus Private Bank Limited makes no representation about the suitability of the content of this site for any purpose. All content is provided “as is” without any warranty of any kind, either express or implied. Petrus Private Bank Limited disclaims any warranties and representations with regard to the content, including, but not limited to, any implied warranties of merchantability, fitness for a particular purpose, title, non-infringement and security. Petrus Private Bank Limited does not warrant that the content herein is accurate, complete, or current. Petrus Private Bank Limited makes no commitment to update the content of this site.

It is your responsibility to verify any information before relying on it. The content of this site may include technical inaccuracies or typographical errors. From time to time changes are made to the content displayed on this site. Petrus Private Bank Limited may make changes in the products and/or the services described on this site at any time.

Limitation of liability

Petrus Private Bank Limited will not be liable under any circumstances for any damages or injury arising from your use of this site. This limitation on liability includes, but is not limited to, the transmission of any viruses which may infect your equipment, failure of mechanical or electronic equipment or communication lines, telephone or other interconnect problems (including, but not limited to, accessing your internet service provider), unauthorized access, theft, operator errors, strikes or other labor problems or any force majeure.

In no event shall Petrus Private Bank Limited be liable for any special, indirect, incidental, or consequential damages or any damages whatsoever, including, but not limited to, loss of use, data, or profits, arising out of or relating to the use of this site or the copying or display of information accessed through this site, whether or not Petrus Private Bank Limited was advised of or aware of the possibility of such damages. This disclaimer of liability is effective without regard to the form of any acton, including but not limited to contract, negligence, tort, strict liability or any other theory.

Without limiting the foregoing, Petrus Private bank shall not be liable for any losses or damages incurred as a result of any information submitted to it through this site or any page hereof or for its transmission of information to any person(s) or entity(ies) as a result of a request for such transmission reasonably believed by Petrus Private Bank Limited to have been made by such person or entity.

Non-reliance

We believe the sourced information contained on this site to be reliable and have sought to take reasonable care in its preparation; however, we do not represent or warrant its accuracy, reliability or completeness, or accept any liability for any loss or damage (whether direct or indirect) arising out of the use of all or any part of material on this site. We do not make any representation or warranty with regard to any computations, graphs, tables, diagrams or commentary on this site which are provided for illustration/reference purposes only.

We assume no duty to update any information on this site in the event that such information changes. Views, opinions, estimates and strategies expressed may differ from those expressed by other areas of Petrus Private Bank Limited, view expressed for other purposes or in other contexts, and the content created by Petrus Private Bank Limited should not be regarded as a research report. Any projected results and risks are based solely on hypothetical examples cited, and actual results and risks will vary depending on specific circumstances. Forward looking statements should not be considered as guarantees or predictions of future events. Investors may get back less than they invested, and past performance is not a reliable indicator of future results.

Risks, considerations and additional information

There may be different or additional factors which are not reflected on this site, but which may impact on a client’s portfolio or investment decision. The information contained on this site is intended to be general market commentary and should not be relied upon in isolation for the purpose of making an investment decision. Nothing on this site shall be construed as giving rise to any duty of care owed to, or advisory relationship with, you or any third party. Nothing in this site is intended to constitute a representation that any investment strategy or product is suitable for you. You should consider carefully whether any products and strategies discussed are suitable for your needs, and to obtain additional information prior to making an investment decision.

Nothing on this site shall be regarded as an offer, solicitation, recommendation or advice (whether financial, accounting, legal, tax or other) given by Petrus Private Bank Limited and/or its officers or employees, irrespective of whether or not such a communication was given at your request. Petrus Private Bank Limited and its affiliates and employees do not provide tax, legal or accounting advice. You should consult your own tax, legal and accounting advisors before engaging in any financial transactions. Contact your Petrus Private Bank Limited representative for additional information concerning your personal investment goals.

You should be aware of the general and specific risks relevant to the matters discussed on this site. You will independently, without any reliance on Petrus Private Bank Limited, make your own judgment and decision with respect to any investment or strategy referenced on this site. Petrus Private Bank Limited may hold a position for itself or our other clients which may not be consistent with the information, opinions, estimates, investment strategies or views expressed in this document. Petrus Private Bank Limited. Or its affiliates may hold a position or act as market maker in the financial instruments of any issuer discussed on this site or act as an underwriter, placement agent, advisor or lender to such issuer.

Links to third party sites

This site may contain links to internet sites controlled or offered by third parties who are not affiliated with Petrus Private Bank Limited. Your use of the hyperlinks on this site to other internet sites is at your own risk and Petrus Private Bank Limited is not responsible for the accuracy or reliability of any information, data, opinions, advice or statements made on such linked sites.

Petrus Private Bank Limited makes no representations whatsoever concerning the content of those sites. Petrus Private Bank Limited hereby disclaims liability for any information, materials, products or services posted or offered at any of the third party sites linked to this web site. A link to a site is not an endorsement, authorization, sponsorship, or affiliation by or with Petrus Private Bank Limited with respect to such site, its owners, or its providers; these links are provided only as a convenience to you.

Petrus Private Bank Limited has not tested any information, software, products or services found on these sites and therefore cannot make any representations whatsoever with respect thereto. There are risks in using any information, software, products or services found on the internet; and you should be sure that you completely understand these risks before retrieving, using, relying upon, or purchasing anything via the internet.

You should be aware that linked sites may contain rules and regulations, privacy provisions, confidentiality provisions, transmission of personal data provisions, and other provisions that differ from the provisions provided on this site. Petrus Private bank is not responsible for such provisions, and expressly disclaims any and all liability related to such provisions.

Location of products and services

Petrus Private Bank Limited’s products and services are offered only in jurisdictions where they may be lawfully offered for sale and are subject to the terms of the applicable agreement. This site is not intended for distribution to, or use by, any person or entity in any jurisdiction or county where such distribution or use would be contrary to local law or regulation. Not all products or services mentioned on this world wide web internet site are available in all jurisdictions.

Additional terms

Certain sections or pages on this site may contain separate terms and conditions, which are in addition to these terms and conditions. In the event of a conflict, the additional terms and conditions will govern those sections or pages.

Copyright

Copyright Petrus Private Bank Limited ©. All rights reserved. Copyright in the pages, in the screens displaying the pages, in the information and material therein and in their arrangement is owned by Petrus Private Bank Limited, unless otherwise indicated.